ALLIANZO
Privacy Policy
Effective Date: October 2026 | Last Updated: October 2026
www.allianzo.in | support@allianzo.in
IMPORTANT NOTICE: Allianzo is a social community platform for finance and business discussions. Content shared by users on this platform does not constitute investment advice. Trade journal metrics and reports are generated only from the information you enter and are for personal record-keeping; they are not investment advice. All stock market data displayed is delayed by a minimum of 15 minutes. Please consult a SEBI-registered investment advisor before making any investment decisions.
1. Introduction
Welcome to Allianzo ("we," "our," or "us"). Allianzo is a social community platform designed for finance and business discussions, allowing users to post content, follow others, create groups, send direct and group messages, maintain a stock watchlist, and record and analyse their own trades through a personal trade journal.
This Privacy Policy explains how we collect, use, store, protect, and share your personal information when you use our mobile application and website (collectively, the "Platform"). By using Allianzo, you agree to the terms of this Privacy Policy.
This Privacy Policy is governed by and complies with the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and the Digital Personal Data Protection Act, 2023 (DPDP Act).
2. Who We Are
Allianzo is operated by:
Company Name: ALLIANZO (OPC) PRIVATE LIMITED
CIN: U63120TZ2026OPC040217
Registered Address: 2, T.S. Puram Court Street, Valipalayam, Tiruppur, Coimbatore, Tamil Nadu, India – 641601
Contact Email: support@allianzo.in
Grievance Officer: Nihal
Grievance Officer Email: grievance@allianzo.in
If you have any questions, concerns, or requests related to this Privacy Policy or your personal data, please contact our Grievance Officer at the email address above. We will respond to your queries within 30 days as required under Indian law.
3. Information We Collect
3.1 Information You Provide Directly
· Account Registration: Full name
· Contact Details: Email address and/or mobile number
· Login Credentials: Password (if you choose password-based login, stored only in hashed form) and one-time passwords (OTPs) sent to you for verification
· Profile Information: Username and profile picture
· User Content: Posts, comments, replies, and group content you create
· Direct and Group Messages: Private messages sent through our DM feature and messages you send in groups
· Group Information: Names, descriptions, and membership of groups you create or join
· Watchlist Data: Stocks and indices you add to your personal watchlist
· Trade Journal Data: Trades you record in your trade journal, such as the securities traded, buy and sell details, quantities, prices, dates, and any other details you choose to enter, together with the metrics and reports calculated from them
3.2 Information Collected Automatically
· Device Information: Device type, operating system, app version, and device identifiers
· Technical Data: IP address, browser type, and network information
· Usage Data: Features used, pages visited, and time spent on the app
· Location Data: Approximate location based on IP address (we do not collect GPS location)
· Diagnostics: Crash reports and performance data to improve the app
3.3 Information From Third Parties
· If you sign in using Google or another third-party service, we receive basic profile information as permitted by that service
· Stock market data is sourced from BSE (Bombay Stock Exchange) and is delayed by a minimum of 15 minutes
4. How We Use Your Information
We use the information we collect for the following purposes:
· Account Management: To create and manage your account on the Platform
· Platform Features: To display your posts, profile, and watchlist to you and other users as per your settings, and to deliver direct messages and group messages
· Trade Journal: To store the trades you record, calculate performance metrics and analytics, and generate reports that you can download
· Communications: To send you app notifications, updates, and alerts you have opted into
· Safety & Security: To detect spam, fake accounts, market manipulation content, and policy violations
· Analytics: To understand how users interact with the app and improve our features
· Legal Compliance: To comply with applicable Indian laws and respond to lawful government requests
· Legal Enforcement: To resolve disputes, enforce our Terms and Conditions, and protect our legal rights
5. How We Share Your Information
We do not sell your personal information to any third party. We do not allow advertisers to access your personal data. We may share your information only in the following limited circumstances:
· Service Providers: BSE (Bombay Stock Exchange) for stock data services, and cloud hosting providers (such as AWS or Google Cloud) that store and process data on our behalf under strict confidentiality obligations
· Legal Obligations: If required by a court order, government authority, or applicable Indian law including Section 69 of the IT Act 2000, we may disclose information as legally required
· Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, subject to the same privacy protections
· Public Information: Your public posts, profile, and watchlist (if set to public) are visible to other users of the Platform by default
· Trade Journal Data: Your trade journal entries, metrics, and reports are private to your account and are not shown to other users. We do not share them with advertisers or other third parties, except as described in this section (for example, with service providers who host our systems, or where required by law)
All third-party service providers we work with are contractually required to handle your data securely and only for the purposes we specify.
6. Direct Messages, Group Messages and Encryption
Allianzo provides a Direct Messaging (DM) feature for private communication between users, and allows users to create and join groups to communicate with multiple users. You should be aware of the following:
· No End-to-End Encryption: Direct messages and group messages on Allianzo are NOT end-to-end encrypted. This means messages are transmitted securely via HTTPS but are stored on our servers in encrypted form. A notice to this effect is displayed within the app's messaging screens
· Encryption at Rest: All stored data, including messages, is encrypted at rest on our servers using industry-standard encryption protocols
· Server Access: Authorised Allianzo personnel may access message content (including group messages) where necessary for safety, legal compliance, or to investigate reported violations
· Government Requests: We may be required to provide message content to government authorities under lawful orders as required under Indian law
· Group Visibility: Messages sent in a group can be seen by every current member of that group. Members may copy, forward, or take screenshots of messages, and Allianzo cannot control what other users do with content you share with them
We recommend that users exercise discretion when sharing highly sensitive financial information, such as passwords, OTPs, or bank and demat account details, through our Direct Messaging feature or in groups.
7. Trade Journal Data
Allianzo's trade journal allows you to record your own trades and view analytical metrics and downloadable reports based on what you enter. This section explains how that data is handled.
· Entered by You: Your trade journal contains only the information you enter yourself. Allianzo does not execute trades and does not access your brokerage, demat, or bank accounts.
· Private to Your Account: Your trade entries, metrics, and reports are visible only to you. They are not displayed on your public profile and are not shared with other users.
· How We Use It: We use your trade journal data only to store your entries, calculate your metrics, and generate your reports. We do not sell it.
· Downloaded Reports: Reports you download are saved on your device. Once downloaded, keeping the file secure, and deciding whether to share it, is your responsibility.
· Security: Trade journal data is protected by the security measures described in the Data Security section of this Policy.
· Be Careful What You Enter: Your trading history may be financially sensitive. Please do not enter bank account details, demat account numbers, passwords, or similar credentials in your trade journal.
8. Stock Market Data Disclaimer
Allianzo displays stock market data sourced from BSE (Bombay Stock Exchange). Please note the following important points:
· All stock prices, indices, and market data displayed on Allianzo are delayed by a minimum of 15 minutes
· This data is provided for informational and community discussion purposes only
· The data must not be used as the sole basis for any investment decision
· Allianzo is not a SEBI-registered investment advisor or broker
· Past performance of any stock shown on the Platform is not indicative of future results
9. How Long We Keep Your Data
We retain your personal data for the following periods:
· Account Data: For as long as your account remains active, plus a period of 90 days after deletion to allow account recovery
· Messages and Posts: Retained for 12 months after your last activity, then deleted or anonymised
· Trade Journal Data: For as long as your account remains active, plus a period of 90 days after deletion, after which it is removed from our active systems
· Legal Records: Retained for up to 5 years as required for legal and regulatory compliance purposes
· Diagnostic and Crash Data: Retained for 90 days and then automatically deleted
Upon account deletion, your personal data will be removed from our active systems within 90 days. Some information may be retained longer where required by law.
10. Your Rights Under Indian Law
Under the Digital Personal Data Protection Act, 2023 (DPDP Act) and applicable Indian laws, you have the following rights:
· Right to Access: You have the right to access the personal data we hold about you
· Right to Correction: You may request correction of any inaccurate or incomplete personal data
· Right to Erasure: You may request erasure of your personal data, subject to legal retention requirements
· Right to Withdraw Consent: You may withdraw your consent for processing at any time, which will not affect prior processing
· Right to Nominate: You have the right to nominate another individual to exercise your rights on your behalf in case of death or incapacity
· Right to Grievance: You may raise a complaint with the Data Protection Board of India if your rights are not addressed
To exercise any of these rights, please contact us at: grievance@allianzo.in. We will respond to your request within 30 days of receipt.
11. Children's Privacy
Allianzo is intended for users who are 18 years of age or older. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have collected data from a minor, we will promptly delete that information. If you believe a minor has registered on our Platform, please contact us immediately at support@allianzo.in.
12. Data Security
We implement appropriate technical and organisational measures to protect your personal data from unauthorised access, disclosure, alteration, or destruction. These measures include:
· All data transmitted between your device and our servers is encrypted using HTTPS/TLS
· All stored data, including messages and user information, is encrypted at rest
· Encryption keys are managed separately from our databases using dedicated key management services
· Access to personal data is restricted to authorised personnel on a need-to-know basis
· Regular security assessments and monitoring of our systems
While we take all reasonable precautions, no method of transmission over the internet or electronic storage is 100% secure. In the event of a data breach that affects your rights, we will notify you and the relevant authorities as required under the DPDP Act 2023.
13. Cookies and Tracking Technologies
We use cookies and similar technologies on our website (allianzo.in) for the following purposes:
· Necessary Cookies: Essential cookies required for the Platform to function properly
· Analytics Cookies: Cookies that help us understand how users interact with our Platform
· Preference Cookies: Cookies that remember your preferences and settings
You may disable cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of the Platform.
14. Advertising and Third-Party Ad Networks
Allianzo is a free platform supported by third-party advertising. When you use our Platform, advertisements may be displayed to you by our advertising partners, including but not limited to Google AdMob.
These ad networks may collect and use certain information to show you relevant advertisements, including:
· Your device identifier (Android Advertising ID)
· Approximate location based on IP address
· App usage behaviour and interaction data
· Device type and operating system
This data is collected by the ad network directly and is governed by their own privacy policies. Allianzo does not sell your personal data to advertisers.
15. Third-Party Links and Content
The Platform may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to review the privacy policies of any third-party services you access through our Platform.
16. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or applicable law. When we make material changes, we will:
· Notify you through a prominent notice within the app
· Update the "Last Updated" date at the top of this Policy
· Where required by law, seek your consent for the updated terms
Your continued use of Allianzo after the effective date of any updated Privacy Policy constitutes your acceptance of the revised terms.
17. Governing Law and Jurisdiction
This Privacy Policy is governed by the laws of India. Any disputes arising from this Privacy Policy shall be subject to the exclusive jurisdiction of the courts located in Tiruppur, India.
18. Contact Us and Grievance Officer
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:
Company: ALLIANZO (OPC) PRIVATE LIMITED | CIN: U63120TZ2026OPC040217
General Support: support@allianzo.in
Grievance Officer: Nihal | grievance@allianzo.in
Website: www.allianzo.in
As required under the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, our Grievance Officer will acknowledge your complaint within 24 hours and resolve it within 15 days.